6777 7775
Sim Lim Tower, 10 Jalan Besar Sim Lim Tower #01-01, 208787
Apply for Mortgage Loan in Singapore
Don’t let a lack of funds deter you from buying your dream home!
At Monetium Credit, we understand that sometimes you may just lack that little bit of extra cash to pay for the down payment of your next dream property, but don’t worry! Our mortgage loans are perfect for homeowners looking for some additional funds to tide over when buying or refinancing their property. We can provide you the cash to roll and buy your next dream home with a loan package that can be customised to meet your financial situations and needs.
We are here to support your financial cashflow when
You do not qualify for traditional financing due to issues with income, current liabilities, nature of properties.
You have ample equity in your property and need cash
You need a loan quickly and can’t wait for 3 to 6 months for a traditional bank loan
You are trying to avoid foreclosure and restructure your debt
You are a foreign national
You have an imperfect credit history
You need a complex loan with multiple pieces of collateral
You need a creative solution when your loan does not fit into the traditional lending guidelines
How is the mortgage loan different from those offered by the banks?
Alternative financiers like us are able to approve and fund a loan much more quickly than a bank and do not require as much documentation. Approval and funding from us can be completed within a week or two. A loan from a bank will take at least 30 to 45 days.
We are primarily concerned with the value of the real estate that will serve as collateral for the loan and the loan to value (“LTV”) ratio, while the banks focus on the borrower’s credit rating and income.
Let us help you on your house mortgage Financing
- Up to 85% equity-based lending for commercial and residential properties
- Loan tenure is flexible
- We cater to your needs
- Less hassle with minimal paperwork
- We are transparent with professional lawyers handling all the legal documentation
- Processing period is within 5-14days (depending on the complexity of the case)
BANK
MONETIUM CREDIT
Basis for loan approval
Income, credit score, credit history, etc
Real Estate
Documentation
Significant
Minimal
Property Types
Typically residential and commercial (depending on trades)
Any Private Properties
Loan Terms
Rigid
Flexible
Approval Process
A few weeks
Within 2 weeks
Loan Disbursement
3 months from approval
Within 2 weeks from approval
Loan Options From Monetium Credit
Personal Loan
We can offer you a flexible personal loan that will fit the subjective requirements of your loved ones.
Payday Loan
Are you strapped on a budget for the month? Payday Loans are the best solution for you.
Business Loan
Do you want to start a business? In that case, we could present you with a business loan that will kickstart your professional venture.
Renovation Loan
Is your house in dire need of renovations? If so, we can offer you a personalized loan to give you all the necessary resources for a complex construction project.
Debt Consolidation Loan
Do you already owe a significant amount of debt? Then, with a DCL, you could merge your monthly payments into a single credit, which will be much easier to manage.
Lifestyle Loan
You deserve a vacation alongside friends and family. With a lifestyle loan, your relaxation will be complete, and you can return to work with refreshed motivation.
Quick Links
Login to your bank’s PayNow App & Scan the QR Code to make Payment
Monetium Credit (S) Pte Ltd (201326118D)
DBS Current Account
