6777 7775

Sim Lim Tower, 10 Jalan Besar Sim Lim Tower #01-01, 208787

Instant Quick Loan Approval in Singapore for Emergencies

The instant loan from Monetium Credit will help you solve any emergency that might appear requesting a large sum of money, and thus threatening your financial stability.

What Is an Instant Loan?

An instant loan is the ideal choice when it comes to financial assistance for emergencies. As the name suggests, this type of cash loan is approved and disbursed quickly, usually within a few hours to a day. After that, you only need to visit the office of Monetium Credit to sign the papers, and the money will be delivered to your account. To achieve this, the processing requires minimal documentation, and the eligibility requirements are as simplified as possible. You can apply online or through our mobile app, which increases the convenience of this option even more.

When Do You Need It?

There are several situations when you may need an instant loan. For instance, in case of a medical emergency, this type of cash loan can help you deal with the expenses that your insurance may not cover. Similarly, if you need to make a down payment for a car or a home, it can cover these expenses for you. Moreover, instant loans can also be used to pay off high-interest rates credit card debt or cover education or travel expenses. As you can see, this option is the best if you need quick cash loans in Singapore to help you solve various problems.

You Can Trust Monetium Credit’s Instant Loans

Monetium Credit is a licensed money lender in Singapore that provides various fast cash loans. Being focused on our client’s satisfaction and well-being, our moneylending company also offers instant cash loans that will help you cover any financial emergency that you may encounter. There are many reasons why you should trust Monetium Credit, such as the low interest rate we offer. You can find three of the most important reasons below to showcase the advantages and benefits of letting our licensed moneylenders’ company be there for you whenever you need cash urgently.

Get Your Loan Today

When you have an emergency, the approval period is critical when looking for a cash loan. Monetium Credit understands the needs of our clients, and as a result, our licensed moneylenders company tries to finish the process and provide the money you need on the same day.

We Are Always Transparent

Unlike many other licensed moneylenders in Singapore you may find on the market, our company will always be 100% transparent with our clients and never hide any information from them. Monetium Credit will never use immoral tactics to take advantage of your situation.

Your Well-Being Is Our Target

A top licensed money lender Singapore, like Monetium Credit, knows that the well-being of its clients would massively affect the long-term success of the licensed moneylenders’ company. For this reason, our dedicated loan officer will always place your needs above everything else.

Who is eligible?

For Fixed Salary Employees
  • Singapore Citizen, Permanent Resident: Above Age: 21
  • Employment Status: Full-time or Part-time

    Documents required:
  • Identity proof: NRIC / Passport
  • Income proof: Computerised payslip / CPF / Bank statement
  • Residency proof: Household bills
  • Employment contract (For new employment less than 6 months)


Disclaimer: We reserves the right to request for other documentary materials and proofs on a case-by-case basis.

  • Singapore Citizen, Permanent Resident: Above Age: 21
  • Employment Status: Full-time or Part-time


Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Computerised payslip / CPF / Bank statement / Income Tax
  • Residency proof: Household bills
  • Employment contract (For new employment less than 6 months)


Disclaimer: We reserves the right to request for other documentary materials and proofs on a case-by-case basis.

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)
  • A private limited company
  • A corporation

Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Company payslip / Income Tax / CPF
  • ACRA Document
  • Minimum 2 months of company bank statements
  • Corporate and income Tax assessment

Instant Loan in 3 Steps

All you have to do is follow the instructions of our loan application process. First, check the requirements and ensure you meet them. Next, you should prepare all the documentation. Last, use the form on our licensed moneylenders’ website or the app to start and complete your application process.

Await Approval

As the best moneylender in Singapore, Monetium Credit knows you need cash immediately to solve your emergencies, so we always prioritise these types of loans. You will get an answer in the shortest period possible. Even in the busiest periods, this process will not take more than one day to complete.

Receive the Money

After your loan is approved, you need to visit the office of Monetium Credit and sign the documents. This step can only be made in person, as imposed by the government’s regulations. Finally, your money will be delivered to your account, or you can get them personally from the counter.

The Advantages of Choosing Monetium Credit

Before mentioning the advantages that you can expect from taking a loan form Monetium Credit, you should know some things about our licensed moneylenders company. We are led by a chairman with over a decade of experience as a licensed money lender in Singapore, and the whole team is composed of consultants who have many years of experience. Moreover, we are always committed to professionalism and strong work ethics.

Our business will always focus entirely on you and your financial needs. Monetium Credit was and will continue to be dedicated to providing the most valuable and affordable loans. As a licensed money lender in Singapore, we strive to provide unbiased and intelligent advice to every client, and we supply the information they need to self-educate on ways to recover from debt and live a financially responsible life.

Unlike other licensed moneylenders in this industry, who are well known for being the reason for bankruptcy among small business owners and harming many individuals, Monetium Credit works with you to improve your financial situation. Monetium Credit aims to forge long-term collaborative relationships, and we do everything with our clients in mind.

Great Interest Rate

We are committed to providing a competitive interest rate to all our customers in Singapore, so you can always be sure that you are getting a good deal when using our services.

Massive flexibility

Our team understands that everyone’s financial situation is unique, so we offer a wide range of loan options to suit the needs of every client.


You can check the solid reputation we have built based on respect and professionalism while providing high-quality financial services to our customers in Singapore.

Do You Need More Information?

We will take the time to provide answers to all the questions that our clients in Singapore may have. Therefore, you can contact Monetium Credit through the form or call 6777 7775 to get any information you may need.

We are located just 2 minutes walking distance from Jalan Besar MRT

10 Jalan Besar Sim Lim Tower #01-01, 208787
Contact: 6777 7775

To serve you better, we are open for business as follows:

Monday-Sunday: 10:00 am to 7:30 pm

Public Holidays Closed

5 Tips for Quick Loan Approval in Singapore

The Importance of Your Credit Score

Your credit score can be an essential factor that the licensed moneylender in Singapore considers during your loan application process. The higher it is, the better your chances of getting approved after the loan assessment. Moreover, this factor can also affect the low interest rates, so you may want to improve your credit score to ensure you’ll get the best possible offer when you need a loan.

This score reflects your creditworthiness and how responsible you are with your finances. Factors that can affect it include your payment history, credit utilisation, length of credit history, and types of credit you have used. To maintain a good credit score, you can consider the following. Always make sure to pay your bills on time, keep your credit utilisation moderate, and avoid opening too many credit accounts in Singapore.

Credit Cards Are the Fastest Loans

Credit cards are one of the easiest ways to obtain a quick loan in Singapore if you need quick access to cash. However, cash advances usually come with high interest rates and fees if not repaid on time. You should choose this method only if you are 100% sure that you are able to meet the deadline. Otherwise, you should go for the instant loan because it comes with low interest rates.

Another risk of using your credit cards for emergencies and being unable to pay the balance on time is the negative impact on your credit score. The longer you keep this debt unpaid, the lower your credit will get. For this reason, it’s best to use this type of loaning service for small purchases that you can cover before the deadline passes.

The Problem of Applying to Multiple Licensed Money Lenders

Applying to multiple moneylending companies in Singapore may be tempting to increase your chances of getting approved, but is that a good idea? You should know that using this method can hurt your credit score and lower the possibility of obtaining a loan. How so? Every time you apply for a loan, the licensed money lender will perform a hard credit inquiry, which can temporarily lower your credit score.

Moreover, you will waste a lot of time applying for multiple licensed moneylender loans, which will not help you solve your unexpected challenges. If you require a loan urgently, it is always better to do your research and choose one or two licensed money lenders who are likely to finish the application process quickly after the loan assessment and approve it so that you can take care of the problem before any complications appear.

Always Have the Eligibility Requirements Met

The best course of action you can take before you apply for a loan is to review the eligibility requirements of the licensed moneylender in Singapore and ensure that you meet them. Doing so will increase your approval chances enormously and is the best way to use your time to get the money as quickly as possible.

Keep in mind that if you don’t meet the eligibility requirements, your loan application will likely be rejected after a loan assessment, which can also negatively impact your credit score. As a result, getting a loan in the future may become even more challenging. To avoid this, it’s in your best interest to take the time required to review the licensed money lender’s requirements and ensure that you meet them before submitting your application.

Always Read the Terms of the Loan

The last piece of advice we have for you is regarding the signing process for a loan agreement. This step will happen after the approval, but it’s vital to read and understand the terms of the loan before you sign anything. You must always check the interest rates, fees, repayment period, and other terms and conditions to ensure you can deal with the loan repayment in the future, maybe even try an early full settlement. You should also ask the money lender in Singapore any questions and clarify any unclear points.

This advice may not help you get the loan approved, but it will help you avoid surprises down the road and ensure you can meet the affordable repayment plans’ deadlines and avoid extra fees. You may even have a chance to benefit from an early full settlement. Remember that taking out a loan is a serious financial commitment, so it’s critical to make an informed decision and choose one that works for your budget and goals.


How Can I Find Out the Maximum Limit of My Instant Loan?

Because this is a type of unsecured loan, the government has implemented a set of rules that all licensed moneylenders in Singapore must follow. In this case, the limits are as follows:

  • If you are a citizen of Singapore, then you can borrow at most $3000 if your income is below $20.000. Otherwise, you can borrow • a maximum of six times your monthly income.
  • If you are a foreigner, you can borrow up to $500 if your income is below $10.000. For higher incomes, the same limits as
    Singapore citizens apply to you.

There are a few differences between a bank and a licensed money lender Singapore. In this case, the main difference you can observe is the approval criteria. If you want to borrow from a bank, you must prepare for rigorous requirements that must be met even if you wish to qualify for their easy loans. 

On the other hand, if you decide on the loans Monetium Credit offers, you will have to deal with much lower requirements. As a result, you will be able to get the money you need for any emergency you may have more easily and without dealing with demanding criteria. For this reason, a licensed moneylender loan is the best choice for most people.

As long as you check our requirements and meet them all, your chances of being turned down are low. But if you are in such a situation, you can recheck the criteria if you missed something. Otherwise, you can contact our team and ask them for more details about the rejection and what you can do about it.

Our loans aim to help as many people as possible overcome their financial emergencies. For this reason, our dedicated loan officer is always available to help you understand the whole process and qualify for the loan. So, you can use this advantage to find out how to get the loan and solve your problems swiftly.

You should never deal with a money lender in Singapore that is not licensed because you will expose yourself to many risks. Not only are there scams that you want to avoid at all costs, but you also risk paying enormous interest rates if you get trapped. So, the best choice is to check the moneylender on the government’s website beforehand.

That’s for you to decide. How fast do you need the money? Are the borrowing limits enough to help you solve your emergency? If you need the cash today or tomorrow, then this is your best choice, as long as you can meet the requirements and the amount of money we can offer is enough for you. Otherwise, you can check our other loans or directly contact us, and we can look together for the best solution for your situation.

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Monetium Credit (s) Pte Ltd (UEN No. 201326118D) is a registered company under the laws of Singapore. Customers are strongly advised to take a look at our privacy policy & disclaimer sections. If you have any queries or concerns in regards to personal data, please kindly contact [email protected]