6777 7775

Sim Lim Tower, 10 Jalan Besar Sim Lim Tower #01-01, 208787

Apply for a Personal Loan in Singapore

Monetium Credit will always provide the low interest personal loan you need!

Our company is a reputable and reliable lending company that has been in the industry for many years. We are known for providing the best personal loans and incredible benefits to all clients. One of the things that sets us apart from other licensed moneylenders is our commitment to helping clients achieve their financial goals. For example, we offer personalised loan options that cater to each client’s unique needs and preferences.

Moreover, we have a team of experienced specialists who are always ready to assist and provide you with the best financial advice that fits your situation. If you’re looking for a lending company that you can trust, we are your best choice. Here are some key advantages and benefits you can expect from using our services:

• We provide flexible personal loan options that cater to different financial needs.
• You can expect reasonable personal loan interest rates with no hidden fees or charges.
• You’ll experience excellent customer service from experienced loan specialists.
• Our team created the quickest and most hassle-free loan application process.
• Our company has transparent and easy-to-understand loan terms and conditions.

Low Rates

In the best interest of clients applying for personal loans, our professional team will minimise interest rates as much as possible to maximise your benefits.

Fast Approval

In most cases, you will need the money as soon as possible to meet your personal needs, so our approval process is focused on speed.


We are licensed and approved by the government, and our clients also recommend us, as you can see from the many positive reviews we received.

Benefits of Our Personal Loans in Singapore

We will always strive to meet every client’s needs by providing various loan options in Singapore. Using our personal loans, you can accomplish many goals. Some of the most common reasons for taking a personal loan from Monetium Credit are to renovate your home, fund a big purchase, or consolidate a debt. Our offer was designed to provide all the financial assistance needed to achieve your goals.

The Best Loan Interest Rates in Singapore

We offer some of the lowest interest rates in Singapore for personal loans, making financial management more effortless. Monetium Credit knows the plethora of financial difficulties that people can encounter at any moment. For this reason, we decided to reduce all our interest rates as much as possible to ensure that our clients are not burdened by the loans they take from our company.

Our rates are the most competitive on the market, and we work hard to ensure you get the best possible deal every time. You can do your research and a personal loan interest rates comparison to see that there’s no better offer available than ours. Regardless of your goals, we are here to provide you with the financial assistance you need for the lowest costs.

The Shortest Approval Period Possible

Our team understands that time is crucial when offering the best personal loans. You have a goal and want to achieve it quickly, so we won’t make you wait days or weeks for the money you need. We aim to provide the shortest approval period possible.

Our professionals worked hard to make the approval system efficient to satisfy all our clients’ needs. We ensure you can get the funds you need in the shortest period possible.

The Shortest Approval Period Possible

Besides approval, many consider that applying for a personal loan can be very daunting. Many banks and even licensed moneylenders have complicated processes that require a lot of your time and effort. On the other hand, Monetium Credit made its application process as simple and efficient as possible.

Our online application form is easy to fill out, and we’ll guide you through each step of the process to ensure a stress-free experience. For maximum convenience, you can finish this process quickly. Fill in the form and await its approval to get your cash and accomplish your purpose.

Security Is Always One of
Our Top Priorities

We take your security seriously and are committed to protecting your personal and financial information. Because most of our operations are conducted online, we consider it mandatory to ensure maximum cyber security for all our clients. We will never put your financial situation at risk because we value our reputation very highly.

As a result, our systems are designed with the latest security measures, and we continuously monitor them to ensure that your data remains safe and secure. Whenever new updates or technologies that can help us maintain our security at the highest level appear, we will consistently implement them in our business.

Have Any Questions About Our Personal Loan? Ask Away!

Whatever information you need about our best personal loans, you can always message or call us at 6777 7775!

We are located just 2 minutes walking distance from Jalan Besar MRT

10 Jalan Besar Sim Lim Tower #01-01, 208787
Contact: 6777 7775

To serve you better, we are open for business as follows:


Public Holidays

10:00 am to 7:30 pm


Getting a Personal Loan for All Your Personal Needs

Are you in need of funds to pursue your dreams? Monetium Credit provides flexible and affordable personal loans in Singapore for you. Our low-interest urgent cash loan will offer predictable repayments because our personal loans are designed for those who urgently need money for various purposes. We understand that life can sometimes present you with some challenges, which put you in a situation with a cash flow problem. Monetium personal loan is specially designed for you with you in mind.

Our expertise provides you with professional advice and helpful, easy-to-understand resources on personal loans so that you can find the most suitable loan plan for you. To request a personal loan in Singapore, please submit your details here. Rest assured that your online application will be processed as soon as possible.

Who is eligible?

For Fixed Salary Employees
  • Singapore Citizen, Permanent Resident: Above Age: 21
  • Employment Status: Full-time or Part-time

    Documents required:
  • Identity proof: NRIC / Passport
  • Income proof: Computerised payslip / CPF / Bank statement
  • Residency proof: Household bills
  • Employment contract (For new employment less than 6 months)


Disclaimer: We reserves the right to request for other documentary materials and proofs on a case-by-case basis.

  • Singapore Citizen, Permanent Resident: Above Age: 21
  • Employment Status: Full-time or Part-time


Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Computerised payslip / CPF / Bank statement / Income Tax
  • Residency proof: Household bills
  • Employment contract (For new employment less than 6 months)


Disclaimer: We reserves the right to request for other documentary materials and proofs on a case-by-case basis.

You are eligible if you are a business owner who may or may not be part of the following:

  • A sole proprietorship, or Limited Liability Partnership (LLP)
  • A private limited company
  • A corporation

Documents required:

  • Identity proof: NRIC / Passport
  • Income proof: Company payslip / Income Tax / CPF
  • ACRA Document
  • Minimum 2 months of company bank statements
  • Corporate and income Tax assessment

Get a Personal Loan in Singapore in 3 Simple Steps

We don’t want to have a process that is overwhelming and time-consuming. For this reason, our licensed moneylender team strives to make every step as convenient as possible for our clients. Not only is it simple and requires very little time and effort on your part, but we also ensure fast approval and won’t make you wait for ages. Find below the three easy steps that you will have to follow to get the best personal loan in Singapore today:

First, complete the online application form with all the required information.

Next, our loan specialists will review your application, and schedule an appointment at the office for signing the documents.

After you visit our office and sign everything, you will receive the funds within the same day.

Contact Monetium Credit’s Team of Professionals

If you have yet to decide on the amount of money you need or the repayment period, you can contact our professionals and they will help you choose the personal loan fitted for your needs.

The Team That Will Take Care of Your Personal Loan Needs

Good reputation

Comparing the personal loans available in Singapore will showcase the impeccable reputation created by our fantastic offers and the incredible team we built.


Every member of our licensed moneylender team has professional training, ensuring every client interaction follows our strict guidelines.

Clear explanations

Regardless of why you may need a personal loan, our team will always provide clear explanations to help you learn and understand everything you need to know about our loaning services.

Patience & Understanding

Not everyone has the time to learn everything about our personal loans. So, our team has all the patience required to provide you with the information you need.

What is a Personal Loan?

You can get a personal loan from a bank, a credit union, or applying online with licensed moneylender. These personal loans are typically unsecured, which means that they do not require collateral such as a car or home.

The best personal loans are often used to consolidate debt, cover unexpected expenses, or make a large purchase. They differ from other types of loans, such as mortgages or auto loans, in that they can be used for various purposes.

4 Different Types of Personal Loans

Health Emergencies

Personal loans can cover unexpected medical expenses in a health emergency. With our quick approval, these loans can help ease your financial burden during a difficult time.

Life Celebrations

You can also use personal loans for life celebrations such as weddings, anniversaries, or other special events. This allows you to enjoy the moment without worrying about the financial aspect.

Educational Needs

Personal loans can be an excellent option for educational needs such as tuition fees or textbooks. With lower interest rates than credit cards, a personal loan can help you achieve your academic goals.

Credit Card Debt

Another everyday use for personal loans is consolidating high-interest credit card debts into loans with low interest rates. This can help you pay off your debt faster and unburdened.

Apply for a Personal Loan

We provide our clients with two different methods that they can use to complete the application process for a personal loan. You can choose the one you prefer from the two options below.


What Is the Maximum Amount I Can Get for a Personal Loan Singapore?

It’s best to consider the amount of money you need to accomplish your goals, but we decided to provide a maximum limit that’s the highest possible for a personal loan. As long as you meet the requirements, it is possible to get up to $100.000 on a repayment period of three years, as you can see in our personal loan calculator.

It depends on several factors. First, you must prove that your income allows you to repay without being overburdened. Otherwise, we won’t be able to provide you with a second personal loan. The best way to check if you qualify to borrow money in Singapore again and how much you could get is to contact us directly and let our professionals help you with all the information you need.

First, you should consider the purpose of the loan. Why do you need it? It’s a personal loan in Singapore the best solution? How much do you need? Is the interest rate low enough to be worth the loan? These are the general questions you must ask yourself before starting the loan application process. Lastly, you should check the requirements that you must meet for getting a personal loan.

In general, the bank loan interest rates in Singapore are higher, and the application and approval process are complicated. Their requirements are also much more challenging to meet. So, if you want to save time and effort, the best choice is to look for a reliable licensed moneylender like us and choose our personal loans. 

Yes, we are licensed by the government, and you can also check it online on the official website. The website also offers all the options available on the market. Please review the complete list and ensure the moneylender you are considering is listed.

We always strive to provide the best personal loans to our clients. First, the convenience of our loaning process is the best possible one. Second, you’ll never find lower interest rates in Singapore than ours. Third, our customer service is at the top, providing you with any information that you need on how to borrow money in Singapore.

Because moneylenders like us are not as strict as banks, the credit score is not high on our requirements’ priority list. As long as you meet our requirements and it is clear that you can make the repayments, your chances of getting a personal loan are very high.

You should always check the following three factors. First, make sure you read and fully understand the terms and conditions of the moneylender. Second, ensure that your finances can handle the repayments and your lifestyle won’t be burdened. Lastly, ensure you know the late payment fees to reduce the chances of missing payments or understand the consequences beforehand.

You can find everything you need in our mobile app. Many of our clients have busy lives, and the chances of forgetting about a payment are high. For this reason, we created the mobile app. It can help you with repayment management and has many other features that you will find helpful.

You have two choices. First, you can decide for yourself which plan is the best alternative. As long as you understand your finances, this should be easy. The second method is to contact us and let one of our specialists help you discover the ideal solutions to minimise the burden you’ll feel because of the repayment process.

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Monetium Credit (S) Pte Ltd (201326118D)
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Copyright @ 2024 Monetium Credit (s) Pte Ltd. All Rights Reserved. License No 147/2023.

Disclaimer | Privacy Policy | Responsible Borrowing

Monetium Credit (s) Pte Ltd (UEN No. 201326118D) is a registered company under the laws of Singapore. Customers are strongly advised to take a look at our privacy policy & disclaimer sections. If you have any queries or concerns in regards to personal data, please kindly contact [email protected]