6777 7775

Sim Lim Tower, 10 Jalan Besar Sim Lim Tower #01-01, 208787

Apply for Mortgage Loan in Singapore

Monetium Credit is one of the most highly-revered moneylenders in Singapore, and our selection of financial products is unmatched in the industry.

Don’t let a lack of funds deter you from buying your dream home!

At Monetium Credit, we understand that sometimes you may just lack that little bit of extra cash to pay for the down payment of your next dream property, but don’t worry! Our mortgage loans are perfect for homeowners looking for some additional funds to tide over when buying or refinancing their property. We can provide you the cash to roll and buy your next dream home with a loan package that can be customised to meet your financial situations and needs.

We are here to support your financial cashflow when

You do not qualify for traditional financing due to issues with income, current liabilities, nature of properties.

You have ample equity in your property and need cash

You need a loan quickly and can’t wait for 3 to 6 months for a traditional bank loan

You are trying to avoid foreclosure and restructure your debt

You are a foreign national

You have an imperfect credit history

You need a complex loan with multiple pieces of collateral

You need a creative solution when your loan does not fit into the traditional lending guidelines

How is the mortgage loan different from those offered by the banks?

Alternative financiers like us are able to approve and fund a loan much more quickly than a bank and do not require as much documentation. Approval and funding from us can be completed within a week or two. A loan from a bank will take at least 30 to 45 days.

We are primarily concerned with the value of the real estate that will serve as collateral for the loan and the loan to value (“LTV”) ratio, while the banks focus on the borrower’s credit rating and income.

Let us help you on your house mortgage Financing

  • Up to 85% equity-based lending for commercial and residential properties
  • Loan tenure is flexible
  • We cater to your needs
  • Less hassle with minimal paperwork
  • We are transparent with professional lawyers handling all the legal documentation
  • Processing period is within 5-14days (depending on the complexity of the case)



Basis for loan approval

Income, credit score, credit history, etc

Real Estate




Property Types

Typically residential and commercial (depending on trades)

Any Private Properties

Loan Terms



Approval Process

A few weeks

Within 2 weeks

Loan Disbursement

3 months from approval

Within 2 weeks from approval

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Monetium Credit (S) Pte Ltd (201326118D)
DBS Current Account

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Monetium Credit (s) Pte Ltd (UEN No. 201326118D) is a registered company under the laws of Singapore. Customers are strongly advised to take a look at our privacy policy & disclaimer sections. If you have any queries or concerns in regards to personal data, please kindly contact [email protected]