At Monetium Credit, we understand that sometimes you may just need that little bit of extra cash to pay for the down payment of your next dream property, but don't worry! Our mortgage Financing are perfect for homeowners looking for some additional funds to tide over when buying or refinancing their property. We can provide you the cash to roll and buy your next dream home with a loan package that can be customised to meet your financial situations and needs.
Alternative financiers like us are able to approve and find a loan much more quickly than a bank and do not require as much documentation. Approval and funding from us can be completed within a week or two. A loan from a bank will take at least 30 to 45 days.
We are primarily concerned with the value of the real estate that will server as collateral for the loan and the loan to value ("LTV") ratio, while the banks focus on the borrower's credit rating and income.
|Basis for loan approval||Income, credit score, credit history, etc||Real Estate|
|Property Types||Typically residential and commercial (depending on trades)||Any Private Properties|
|Approval Process||A few weeks||Within 2 weeks|
|Loan Disbursement||3 months from approval||Within 2 weeks from approval|
Maximize the potential of your business with our steadfast Business loans support that gives you approvals within 24 hours.
At Monetium Credit, our lifestyle loans are designed to turn your dreams into possibilities.